We at the Alma School Pawn & Gold shop are the number one diamond and gold buyer in Mesa, AZ, and since we have more than three decades in the gold and diamond business, you can be sure that you will receive the greatest amount of cash for your valuables, and that you will always be dealt with fairly.
We can also provide maximum cash loans for many other types of valuables, including family jewelry and watches, electronic devices, antiques, stamps and coins, and even title loans on your vehicle, through our partner company Phoenix Title Loans, LLC.
We also offer you the flexibility of either setting up a loan, which you would repay through monthly installments, or we can purchase your item of value outright. Either way, you get cash quickly, to help relieve whatever financial stress you may be experiencing.
Why We’re The Best Choice For Pawns in Arizona
If you’re trying to decide whether it’s better to sell your valuable item or arrange for a loan, this information may help clear things up for you:
- • If you only need cash to resolve a short-term need, and you feel you will be able to repay the money within a few months, a loan might be best for you, because you will resume ownership at the end of the loan period
- • Arizona law requires that such loans be set up over three month periods, and if you’re able to pay the loan off earlier than that three months, there will be no penalty assessed
- • If the loan is not fully repaid within three months, but you are still able to pay on the interest, state law requires us to rewrite the terms of the cash loan and extend the repayment period for an additional three months. These three-month segments can continue to be rewritten and extended indefinitely, as long as you are still able to pay the interest – we can work with you to bring down the balance of the principal over the life of the loan
- • After the three month period, if you are unable to pay on either the principal or the interest, ownership of your collateral item will default to our company, and you will not be obligated to make any further payments. Your credit rating will not be negatively impacted by defaulting, and you will still have the opportunity to do business with us in the future.
Come See Us At Alma School Pawn
As you can see, we are all about providing our patrons with the highest cash amounts, and making it as easy and flexible as possible, so we strongly encourage you to come to the Alma School Pawn & Gold. Shop with us before you visit anyone else for a cash loan. We will give you a fair and honest appraisal, and in minutes you’ll be walking away with the cash you need!