Diamond Ring Loan in Mesa
If you have a diamond ring that you are not willing to sell, but still need cash, we can help. Alma School Pawn & Gold can hand you cash and give you 90 days to pay on a diamond ring loan. With our skilled crew, you will be in and out in no time, with the cash you need, and your jewelry kept safe until your return.
Assessments Lead to Best Cash Offers Around!
To begin the process, you come down to Alma School Pawn & Gold, with your jewelry. For a diamond ring loan, our pawnbroker will assess the diamond setting and the precious metal separately. This is to ensure you receive the most accurate assessment possible, and increase the offer you receive. If you have an appraisal or certificate of authenticity for the diamond ring, bring it with you. And the original box it came in, if possible too..
For the diamond assessment, we will verify it to be genuine with our Adamas diamond and moissanite tester. After that, they will examine it, looking at the cut, clarity, color and carat.
Next, the pawnbroker will examine the gold, platinum or silver the ring itself is made of and find the hallmark stamp. This will indicate the purity of the precious metal that needs to be confirmed. They will take a sample of flakes with a touchstone. This will not affect the visual appeal of your ring. But it will let them test the gold safely. Once the purity is confirmed, they will weigh it and check the spot price.
Finally, they will add both assessments together, and present you with an offer for a diamond ring loan. Whether you accept the offer or not, the assessment is provided to you free of charge.
The Diamond Ring Loan Terms
Upon accepting our offer, the pawnbroker will need a couple of signatures and to see your ID. After that, they will count out the offer in cash and hand it directly to you.
All of our pawn loans are for 90 days. For the duration of the loan, your jewelry will be kept in our secure vault until the loan is paid in full. Once you satisfy the loan, you will receive your diamond ring back in the same condition as when you brought it in.
We accept partial payments throughout the diamond ring loan terms, or paying it off in one lump sum. As long as it is paid in full within the 90 days, you can retrieve your jewelry. However, if you pay it off before the 60th day we will save you some money by deducting a redemption discount.
If you are having a hard time satisfying the loan by the 90th day, you can just pay the interest of the loan. This will allow us to rewrite the loan for another 90 days, to give you more time. Because at Alma School Pawn & Gold, we are looking to ease your stress, not cause more.
Mesa residents know they can count on the best cash offers from Alma School Pawn & Gold