Get A Gold Loan - Alma School Pawn and Gold

Get a Gold Loan Mesa

Gold is the standard of wealth, riches and barter. Above all else, its value has remained steadfast, even in times of economic turmoil. But we also know that inflation and rising costs of living can make it difficult to hold onto their gold. Therefore, we offer a compromise: Get a Gold Loan Mesa Residents can get with confidence. Let Alma School Pawn and Gold explain why gold loans are better.

Why Gold Loan(s) Is Better

A Gold Loan is better for many reasons:

  • A Gold Loan is better because you can still get your gold back after paying the loan. These loans last for 90 days, based on the amount of gold provided and the karat purity. The higher the purity, the better the loan-to-value. The better the value, the greater the payout we can provide.
  • A loan is better in that, it acts as a means of financial responsibility. The customer kept the gold in good condition, so now they have a better opportunity to receive more money in the process. Also, having a loan and paying it in a timely manner is good money habits that also lead to better livelihoods that can lead to better financial standing. If you take care of these types of loans, then larger, more lucrative loan programs will be manageable in the future.
  • We at Alma School know that customers have difficulty parting with their gold. That’s why getting a gold loan is the best solution for them. We’ve seen customers come in with their gold, get a loan, then come back the next day to pay the loan off in full. We encourage this type of return on the investment customers are willing to make, and since gold is a steady market sector, it’s a safe bet that having it will ensure an option for emergency funding.
  • Our Gold Loans are backed by the over three decades of combined employee experience. When entering our store location, you enter knowing that we’ll work to provide the best loan-to-value possible that’s within the legal limitations that the State of Arizona will allow us to do.

How Gold Loan Works

The process to get a gold loan is straightforward.

First, gather all the gold you have in your possession. This includes but does not limit to gold bullion, gold coins, gold necklaces, tiaras, rings, earrings, and more. As for the scrap gold, make sure you have some way to keep them together, like a satchel or pouch.

Second, visit us today with your gold but also bring your Driver’s License (or an Arizona State-issued ID) for verification purposes. This is a requirement of the State of Arizona to ensure we are conducting a proper loan transaction.

Third, we finalize the process with a quick appraisal, followed by some paperwork to fill out itemizing each gold piece presented. Depending on the amount brought to us, the average time to complete the paperwork is approximately 30 minutes. Fortunately, our team of appraisers has made completing paperwork in under 5 minutes before!

Lastly, before any money is exchanged, we explain the nature of the loan and will do our best to resolve lingering issues customers would have. The last thing we want to have our customers experience is doubt and frustration; so we make the extra effort to ensure the customers feel right in this decision.

Why Use Gold Loans

As said earlier, getting the money you need to handle life’s expenses is of top priority. But not everyone and everyplace can just give you money at the drop of a hat; you would have to trade something to get the funds needed. And no other pawn shop worth their salt could willingly pursue this goal than Alma School Pawn and Gold? Gold Loans are also trusted because of how they have existed in the past. Before bitcoins and credit cards, gold was the primary source of income.

Is Gold Loans All You Do?

No. In fact, we have other loan programs at your disposal. You can get a loan on jewelry you own, or a motorcycle auto title loan. We also offer many items to purchase as well along with getting a gold loan. Whatever you need, we are able to provide within reason. Visit today!